A partnership between Austin Property Management & Realty Pros of Austin

Your rent should build toward ownership.

The Cash to Purchase Program turns the rent you already pay into real progress toward buying a home. Free to enroll, no obligation to buy.

The math

Watch your fund grow

Drag the sliders to see what the rent you already pay could build toward a down payment.

$1,600
2 years

Example home price

Example estimate

$7,680

your example down payment fund

Rent credit fund: $7,680Up to 1% back at closing: $4,000

Renting at $1,600/mo for 2 years could build an example fund of $7,680. Separately, up to 1% of the home's purchase price comes back at closing — on a $400,000 home, that's up to $4,000. Illustrative estimates, not guarantees; actual credits depend on your enrollment agreement.

Start my fund →

The four pillars

How the program works

Pillar 01 · 20% rent credit

20% of your rent, credited to your fund

What it is
We've partnered with Realty Pros of Austin to credit 20% of every rent payment you make toward the purchase of a home.
How it works
Pay rent like you already do. Each payment adds a credit worth 20% of that month's rent to your down payment fund, and it keeps building until you're ready to buy. When you use Realty Pros of Austin to close on your home, your credit is applied.
Why it's a good deal
Rent normally builds nothing — it keeps a roof over your head and disappears. This converts money you're already spending into measurable progress toward owning, without paying a dollar more than your rent.

Pillar 02 · Up to 1% back

Up to 1% back on your new home

What it is
When you buy through the program, you get up to 1% of the home's purchase price back at closing.
How it works
You'll see your credit as a line item on your closing statement (sometimes referred to as a rebate), or provided as a check at closing. On a $400,000 home, up to 1% means up to $4,000.
Why it's a good deal
Closing costs are the expense most buyers forget to plan for. This credit softens exactly that hit, at the exact moment it lands.
Example figures — not a guarantee

Pillar 03 · Free credit guidance

Get mortgage-ready with a trusted lender

What it is
We'll connect you with a lender who will review your credit and provide guidance on getting pre-qualified and ready to buy your home when that time comes.
How it works
Tell us you're planning ahead and we'll make the introduction. The lender reviews where your credit stands and guides you to pre-qualification — so when your fund is ready, you are too.
Why it's a good deal
Financing readiness is the most common barrier between renting and owning, and most renters are closer than they think. A clear path from a professional lender removes the guesswork, at no cost to you.

Pillar 04 · Your dedicated agent

One agent, focused on you

What it is
When you're ready, you're paired with a dedicated Realty Pros of Austin agent who focuses on your needs — one-on-one, from first search to closing day.
How it works
Four simple steps: search, tour, offer, close. Your agent starts your home search, tours properties with you, and negotiates the best price and offer for you — backed by Realty Pros of Austin.
Why it's a good deal
We negotiate the best price and work to get sellers to pay additional closing costs — so nothing is left on the table.

See it explained

The program in one minute

Questions

Fair questions, straight answers

Who qualifies for the program?

This program is a partnership between Austin Property Management and Realty Pros of Austin, providing exclusive access to the Cash to Purchase program. No matter where you're renting today, you can enroll and start putting your rent toward your future home purchase — there's no minimum income, credit score, or timeline required to join.

Is there any cost to enroll?

No. Enrollment is free, and there's no monthly fee and no obligation to buy. You pay your rent exactly as you do today.

What happens to my credit if I move?

Your fund is a program credit, not a cash account — it's designed to be used toward a home purchase through the program. When you use Realty Pros of Austin to close on your home, your credit is applied. The enrollment agreement spells out the details.

Do I have to buy my home through Realty Pros of Austin?

To use your credits, yes — your purchase closes with a dedicated Realty Pros of Austin agent, which is how the partnership keeps enrollment free. Enrolling costs you nothing and doesn't stop you from buying elsewhere; you'd simply be choosing not to use the program's credits.

How does the credit actually work at closing?

When you close on your home with Realty Pros of Austin, your credits are applied at the closing table. You'll see your credit as a line item on your closing statement (sometimes referred to as a rebate), or provided as a check at closing.

What homes can I buy with the program?

Any home a Realty Pros of Austin agent can represent you on in the greater Austin area — the program doesn't limit you to specific listings or neighborhoods.

What if my credit isn't good enough for a mortgage yet?

That's what the lender connection is for. We'll connect you with a lender who will review your credit and provide guidance on getting pre-qualified — most renters are closer than they think, and your fund keeps building while you get ready.

Free to enroll · No obligation

Start your fund today

Tell us where to reach you. We'll get your fund started — nothing changes about how you pay rent.

Free to enroll. No obligation to buy. We'll never share your info.